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The 5 Components That Make Up Your FICO Score (and How to Master Each One)

The 5 Components That Make Up Your FICO Score (and How to Master Each One)

The 5 Components That Make Up Your FICO Score (and How to Master Each One)
Ciara Thombs
Published on: 05/11/2025

Let’s Talk About Credit Reality. If you’ve ever applied for a mortgage, car loan, or business funding, you’ve probably heard this question: “What’s your FICO score?”

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